Preparing Yourself And Your Teen For Independent Driving
For a young person, getting their licence to drive is one of the hugest milestones in their life. Not only does being able to drive possibly mean getting to spend more time with their friends, it also grants them a sense of independence. However, with the independence of being able to drive on their own, comes great responsibility. Teenagers (especially boys) are known for taking chances behind the wheel; because of this, getting them insured to drive is can be expensive.
It’s not just the boys who fail to follow safety rules, some girls do as well. However, it might be a little easier to get your teenage daughter insured than your son. Whether it’s fair or not, it’s still a fact, but there are some things you can try, in order to impress your insurers and possibly get a better rate.
Purchasing a new, but relatively inexpensive car will provide your child with more safety features than old cars. Many insurers will knock some money off your bill if your child is going to be driving a “safe” car. You don’t have to get a completely new car, either. Many used cars offer the same safety features as new cars, and if your kid does happen to get in a fender-bender, the damage may not be as difficult to look at.
Getting good grades won’t just help prepare your son or daughter for being out on their own someday, they can also make a big impression on insurers. Getting high marks in school shows insurers that the child is responsible in at least one area of their life, and might be more likely to take safe driving seriously, as well.
Whether your kid is driving a car he or she bought on their own or they’re driving the family car, having everything in your name can save quite a bit. You also don’t need to get full coverage unless you really want it. Liability is all that is required in most places and is a lot cheaper than being covered fully.
No matter how much of a hurry everyone is in to get things going and get out on the road, if you want to save yourself some money and get the best rates, it is important to shop around. You can do this easily online and save yourself quite a bit of time, as well as cash. The more places you compare, the better your chances of getting a good deal.
