How Are Rates Calculated?
There are several factors that affect the rate of your car insurance premiums. Some of these factors are in your control, and others are not…
Your car – One of the best ways to get cheaper car insurance is by changing the make and model of the car that you currently drive. It might seem a drastic step, but your current car could be costing you thousands of extra dollars each year unnecessarily. For instance, people who drive an unfashionable car will pay less insurance than those who have fashionable cars because they are less likely to be stolen. Another example would be cars with inbuilt safety features; they also cost less to insure.