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To understand the financial crises that the world has been going through you need to understand what money is, so I start there. I go on to examine how banks lend and borrow money. Then I look at the crucial part played by the ‘bond market’ which is used by governments and companies to raise the money to cover their expenditure. After that, I explain the financial relationship between a Government which has to spend and raise money and their Central Bank which helps them to do it. Finally I look at how the economic climate changes and why the world has been experiencing a series of financial crises.

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For a young person, getting their licence to drive is one of the hugest milestones in their life. Not only does being able to drive possibly mean getting to spend more time with their friends, it also grants them a sense of independence. However, with the independence of being able to drive on their own, comes great responsibility. Teenagers (especially boys) are known for taking chances behind the wheel; because of this, getting them insured to drive is can be expensive.

Read more on Preparing Yourself And Your Teen For Independent Driving…

There is a movement within the raw vegan movement away from vegan and also sometimes away from raw. You have asked me what I think about it, so here goes…

The raw vegan diet isn’t easy for everyone to stick to in the long term. Some people are coming to realise that for whatever reason, it didn’t work well for them. And that’s fine, the universe does allow U-turns and life is just a beautiful journey. I think above all, what we’re really seeing is a shedload of honesty, and I really appreciate that. I much prefer it when people are honest about what they do, especially if they have a “following”. I can’t bear it when people say “raw chocolate is poison” and then are seen eating chocolate cake in public. That doesn’t sit well with me.

Read more on Is The Un Raw Un Vegan Movement Rumbly In Your Tumbly?…

A personal injury attorney can help you understand the law concerning your case. Below are basic information about personal injury law, its scope and subsets.

First, what is personal injury?

By definition, personal injury is a civil wrong that involves an individual failing to use reasonable care, resulting in physical, emotional or psychological damages on another person. Reasonable care may have several forms. Labelled as a tort or civil wrong, the law recognizes this as grounds for the victim to sue for damages. The tort law labels the sufferer as the plaintiff and the inflictor as the defendant. The purpose of this law is to help the sufferer when pressing for claims from the inflictor and to serve as a lesson for others not to make the same error.

Read more on What a Car Accident Lawyer Should Focus on…

Are you considering getting rid of a used car? If you are, trading it in at a dealership could benefit you! Not only will you reduce the payment on new car, you will receive a proportional tax credit. Here are some additional ways to make your trade even more beneficial to you.

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If you own a company, do you want the company to have a lot of debt or only a little? Of course, you’ll probably say you want as little company debt as possible, just like you’d want to have as little personal credit card debt as possible.

Read more on Capital Structure and Debt Policy: A Basic Overview…

Part of buying a home is getting a real estate appraisal. Unfortunately, the whole real estate transaction process is intentionally made confusing by lenders and sellers and unintentionally made confusing by lawyers, judges, and legislators with conflicting interests. For the average home buyer such simple terms as “appraiser” and “inspector” are synonymous. After all, the appraiser and the inspector are paid in a similar fashion, are scheduled in a similar fashion, and come out and apparently do the same things. However, they provide very different services and both are typically required aspects of real estate transactions. If you are not completely sure what an appraiser does, you need to study the appraisal facts before you go into any real estate deal.

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Truck games are some of the games being played by today’s generation. Their number has continued to increase in the current generation. In the past, people could only play truck games from their homes. However, advancement in technology has made it possible for people to play the games they want from the comfort of their living rooms. Today, you engage in car racing using a truck that you like from the comfort of your living room. Nevertheless, there are certain things that one should know while racing. They include:

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Back in 1998 I was hired as a Customer Integration Manager for a NVOCC freight Forwarder. My first project was to develop a web based shipping container track and trace system. Although I had never before done such a project, I quickly learned that web based shipping container tracking was relatively unheard of, so having experience was not needed.

Read more on The Container Tracking System and a 3rd Party Logistics Provider…

Not all ‘liquorice’ sweets are made from ‘liquorice’ extract, usually they will contain lots of different flavourings that are similar, such as anise and fennel.

There are lots of varieties of liquorice sweets around, in the UK the most popular sweets are Liquorice Allsorts and in America red Twizzlers and Red Vines are very popular. If you want to purchase American liquorice sweets there are a number of online retailers who will ship the goods to you from across the pond.

Read more on Licorice-Based Candy…

Much of what we know about relationships came through childhood experiences. Those experiences taught us how to relate to people. We also learnt about relationships by what was modeled to us by our caregivers (parents). These personal experiences and modeling molded us. Our experiences and the modeling we were exposed to may have been positive or negative. As children, we saw how our parents interacted with each other and with other people including ourselves. These observations taught us what we believe to be the role of the father in the home, the role of the mother and so forth. Some people may have learnt what we believe to be the role of parents by what not to do (if our experiences were negative). When we interacted with our parents and when we observed them interacting with each other we stood before a choice: To adopt the modeling and make it part of who we are, or to reject it and adopt the opposite. Either way, it has shaped both who we are, and what we believe, with regards to relationships, finances, parenting, and many other topics.

Read more on Past Impact on Current Relationships…

Happy New Year! When we think of the first month of a new year, we probably ponder all the resolutions to make for our personal and professional growth. We want to lose weight, eat better, and maybe work toward improving skills to do well at work. If you have a feline or canine companion at home, you may wish to consider adding a few resolutions and include your dog or cat in on your plans for improvement. Here are a few ideas to get you started.

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The medical profession can be a shifty game if you are unaware of its pitfalls. While most medical professionals really just want to help patients feel better about themselves and bring them to an absolute state of wellness, there are others, who are in it simply to make money, and they’re not afraid of robbing from patients and insurance companies to do it. The abuses in the system are considerable, and that’s why many in Washington would agree – whether Democrat, Republican, or Independent – that something should be done to fix the system. While they don’t agree on what that something is, one of the safeguards currently in existence is the False Claims Act. Here are three of the most common triggers for liability under this piece of legislation:

Read more on Top Triggers For False Claims Act Liability…

These days a lot of companies resort to business promotion gimmicks. While others are effective, some are just plain annoying and are of no significant value to the customers that they are so often given or directed to. What most businesses fail to keep in mind is that a good, constructive and substantial way to promote one’s business is to give customers something of value-something they will actually use and keep. It seems simple to tell companies to do such a thing but what kind of business promotion actually achieves this sort of goal? The answer comes quite easy but as mundane as the answer is, often we forget that the simple things are the key to getting what we want.

Read more on Why Using Plastic Cards Are A Must For Your Business…

Homeowners can get rid of their drainage problems if they are far from the mainline drainage system by setting up of a septic tank or a cesspool. Without appropriate drainage and sewerage, waste could build up in your home within such a short time. A septic tank is a common choice for homeowners nowadays because it offers an economical means of sewage disposal. Setting up of a septic tank depends on a few factors like the soil conditions and available ground area. If the ground in your area is suitable, then there should be no problem with installing the sewer.

Read more on Sewerage Systems…

A game room is a great addition to any home. Stocking it with a wide variety of video games and gaming tables helps provide hours of fun for you and your family. One gaming table you should never forget when stocking a game room is a foosball table. These tables have been around since their invention in 1921 by Harold Searles Thornton. They are a family friendly and violence free simulation of a soccer game that take a lot of skill and hand eye coordination to master.

Read more on Foosball Tables Provide Fun For The Entire Family…

The missold Payment Protection Insurance (PPI) scandal has been well documented in the press, but many people may not realise that they too are affected by it. In addition to many consumers being told that buying PPI was vital for credit agreements to go through, a large number of individuals did not even realise that they were buying an insurance product when they took out a loan. In addition, for this group of customers, checking statements and agreements could unveil thousands of possible compensation.

Read more on Consumers Urged To Look At Possible Missold PPI…

Very often in my Coaching Practice people come up to me and ask if it is alright for them to want more than what they really have? Should they not be satisfied with their lives? How much is enough success? And the reason for these questions is that many of us have grown up with the idea that we should be satisfied with whatever we have got and not ask for more.

Read more on Should You Be Satisfied With What You’ve Got and Not Desire More Success?…

In the world we live in today it is not as easy to get the loan you need. Loans used to be as commonly given as debit cards, but with a failing economy banks are shying away from lending money to those in the middle and lower classes. Middle men, known as mortgage brokers, are designed to help those who can afford a new loan, but are being denied by their neighborhood banks. By allowing a mortgage broker to search for the ideal bank for you, you can be sure to find the exact loan you are hoping for.

Read more on Mortgage Brokers To Get Your Loan…

Riding a motorcycle is not the safest thing in the world. This is exactly why there is a big need for riders to make use of motorcycle equipment; their importance does not have to be rocket science. It is common knowledge that two-wheeled vehicles are more likely to get into accidents than four-wheeled ones. Further, these accidents are more likely to cause damaging injuries and, worst, death. The advent of online stores selling motorcycle equipment gives consumers the convenience of shopping right in the comfort of their homes.

Read more on Shopping Online For Motorcycle Equipment…